"Disability Insurance protects your greatest asset — your income! It is a crucial part of any financial plan since it helps you pay your bills if you are unable to work due to injury or illness. It is just as important to have as life insurance. Remember to take the longer elimination period and use your emergency fund for short term needs. Consider the To Age 65 benefit period option if you can afford it, but the 5 year plan also provides valuable protection. Don’t forget to check with your employer to make sure they don’t offer a plan to avoid any costly overlaps in coverage."

Disability Insurance