Nationally Endorsed by The Ramsey Show
Nationally Endorsed by the Dave Ramsey Show

Term Life Insurance

Don’t Leave Your Family Unprotected

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Dave Ramsey recommends 10-12 times your annual salary to replace lost income for your family.

Dave Ramsey recommends 10-12 times your annual salary to replace lost income for your family.

Dave Ramsey recommends a 15 or 20-year level term plan to lock in rates long term while you attack debt and savings.

Dave Ramsey recommends a 15 or 20-year level term plan to lock in rates long term while you attack debt and savings.

Why do I need term life insurance?

If you have loved ones that depend on your income, and you have debt and limited savings, then term life insurance is a necessity. Your family needs the ability to replace your income and term life provides that protection at the lowest possible cost. Instead of paying for cash value life insurance plans which include savings gimmicks with poor rates of return, purchasing a term life policy allows you to lock in rates long term for 15, 20, even 30 years so you can focus on attacking debt and growing your savings.

Where does term life fit into the Baby Steps?

Purchasing term life insurance is an immediate need! Your family's financial future is never more at risk than when you are in debt and have limited savings, which is why Dave Ramsey recommends getting a policy now, no matter where you are in your financial plan or Baby Steps. Having this coverage in place will ensure that your loved ones are not financially burdened and have the abiltiy to maintain their financial lifestyle if you were to pass away.