Zander Instant Disability Quote and Coverage | Official Site

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Nationally Endorsed by The Ramsey ShowNationally Endorsed by The Ramsey Show

Disability Insurance

Your Income is Your Most Important Asset

Zander Can Help You Protect It.

Don't spend more than you need to.
Get the right coverage at the best price.

Instant Quotes, No Exam and Instant Coverage Available, Fast and Easy Process

Get a free instant
quote below or call
(800) 356-4282

How Much?

How Much?

Dave recommends an amount equal to 60 to 70% of your monthly income as a starting point. This can be reduced based on your progress with eliminating debt and growing your savings, which will decrease the overall cost, as well.

Elimination Period

Elimination Period

This is the number of consecutive days that you must be totally disabled before the monthly benefit amount becomes payable. Dave recommends taking the longest elimination period your budget and emergency fund can afford.

Benefit Period

Benefit Period

Dave recommends at least a five-year benefit period for disability insurance, but prefers the to-age-65 benefit period if it is within your budget. Because 85% of disabilities are resolved within five years, that is the shortest term that he feels is appropriate.

Get an instant quote below or call (800) 356-4282 to see
how easy and affordable disability insurance can be.

*No-exam and instant decision options depend on eligibility and are not guaranteed.