Learn about the guidelines to determine your health class:
The following factors should be considered when selecting your health class.
Choose your height for your estimated class:
Alternate Rating Categories
For the approximately 5-8% of applicants that do not qualify for the categories noted above, the insurance companies offer additional rating options beyond Standard. These rates are generally applied to those who have a substantial medical history, such as cancer or major heart problems. If you have questions about the class for which you would qualify, we encourage you to contact a Zander Guide for a customized quote.