Pet Insurance
For the vet bills you
don’t see coming.
Pet insurance helps cover eligible veterinary expenses when accidents or illness happen, so you can focus on getting your pet the care they need.
Pet insurance offered through Liberty Mutual.
Coverage for the unexpected. Options for everyday care.
Choose the level of coverage that’s right for your pet and your budget.
Accident
Helps with accidental injuries and other eligible accident-related expenses.
Accident + Illness
Includes eligible illnesses, hereditary and congenital conditions, and other treatments.
Accident + Illness + Wellness
Includes eligible routine and preventive care in addition to accident and illness coverage.
Actual coverage, benefits, limits, and exclusions vary by policy and state.
Choose how your coverage works.
Customize your coverage with flexible options.
Choose Your Deductible
Select the deductible amount that works for your budget.
Choose Your Reimbursement
70%, 80% or 90% options.
Choose Your Annual Maximum
$5,000, $10,000 or $15,000 options.
Get a quote in just a few minutes.
Why consider pet insurance?
An unexpected vet bill can mean difficult decisions. Pet insurance helps make eligible care costs more manageable, with coverage you can tailor to your needs.
- Visit any licensed veterinarian.
- Choose coverage for accidents, illness or both.
- Add wellness coverage for eligible routine care.
How Pet Insurance Works
Getting coverage is simple.
Get a quote and choose your coverage.
Enter a few details about your pet to see your options.
Visit your veterinarian when your pet needs care.
Get the care your pet needs from any licensed veterinarian.
Submit a claim for eligible expenses.
Follow your policy's process to submit a claim.
Frequently Asked Questions About Zander Pet Insurance
Answers to common questions about pet insurance available through Zander Insurance.
Pet insurance helps reimburse you for eligible veterinary expenses when your pet is injured or becomes ill. You pay the vet bill up front, then submit a claim for reimbursement based on your plan's deductible, reimbursement percentage, and annual maximum.
Coverage depends on the plan you choose. Accident coverage helps with eligible accident-related injuries. Accident + Illness coverage adds eligible illnesses, hereditary and congenital conditions, and other treatments. Accident + Illness + Wellness coverage also includes eligible routine and preventive care.
Like most pet insurance plans, conditions your pet showed symptoms of before coverage started are generally not eligible. Review your policy details for the specific terms and exclusions that apply.
Yes. You can visit any licensed veterinarian, including emergency and specialty clinics, without being limited to a network.
Routine and preventive care, such as annual exams and vaccinations, is only covered if you choose a plan that includes wellness coverage. Accident and Accident + Illness plans do not include routine wellness care.
Cost depends on the coverage level you choose along with your deductible, reimbursement percentage, and annual maximum. Get a quote to see personalized pricing options for your pet.
Yes, pet insurance is available for both dogs and cats. Simply tell us about your pet when you get a quote to see the options available.
You choose a deductible amount that works for your budget, then select a reimbursement percentage of 70%, 80% or 90%. Once your deductible is met, eligible expenses are reimbursed at your chosen percentage, up to your annual maximum.
Zander works for you, not the insurance company. We make it simple to get a quote and choose the coverage level, deductible, reimbursement, and annual maximum that fit your pet and your budget.
Pet insurance offered through Zander Insurance is provided through Liberty Mutual.