Purchasing Identity Theft Protection In Tennessee

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Things to Consider Before Purchasing Identity Theft Protection In TN

Identity theft protection is an essential component of a defensive financial game plan. Many companies offer this protection, but not all plans offer the same benefits. When looking for an ID theft protection plan there are some things to consider before purchasing it in Tennessee. Look for the three C’s: coverage, cost, and customer service.

Coverage

Make sure that the plans you look at offer reimbursement for both stolen funds and expenses. Legal costs and out-of-pocket expenses in TN can really add up, so it’s important to have that coverage. Some companies only cover certain types of identity theft as well, which can be a risk, as thieves are constantly thinking of new ways to commit these crimes.

It is also important to consider how much coverage you are getting. Think about it like this: if your accounts were drained (retirement, savings, checking – everything) and you had to pay for legal expenses to get your identity back, is the coverage you are considering enough to reimburse you for all of it?

Cost

The price you pay can vary greatly between companies. One thing to consider when looking at cost is whether the plan is an individual or a family plan. Family plans typically come at a lower cost per person, and are great to have, because children are especially vulnerable to this threat.

Another important consideration is the level of coverage you get for the cost. Many companies have different tiers of protection, so the cheapest plan they offer may not have all the benefits you need.

Customer Service

Added services such as monitoring and alerts dramatically reduce your chances of becoming a victim. Not every company offers these services, so it is always a good idea to ask. Check the hours of the companies you are considering as well. If you have an identity theft emergency at 3 in the morning, you want to have the peace of mind to know you can reach somebody who can help.

Call Zander Insurance at 800-356-4282 and contact us if you have any questions about things to consider before purchasing identity theft protection in Tennessee.  Check out our affordable Identity Theft Protection Plans starting at less than $7/month.