Lincoln Financial Group is a Fortune 200 company that provides a wide range of financial services with a concerted focus on risk management. Founded in Fort Wayne, Indiana, in 1905, the firm took its name from Abraham Lincoln and pledged to adhere to the former president’s core values of honesty and dependability. By creating “impaired risk” policies in the early 1910s, Lincoln Financial was able to cover large numbers of families who would otherwise struggle to find adequate life insurance.
The Lincoln of today offers a variety of term life and permanent life insurance options for a global client base. Its term life products include Lincoln TermAccel, which makes obtaining coverage incredibly fast and easy, and Lincoln LifeElements, which offers coverage that is both specialized and extensive. Because it provides a broad spectrum of financial planning and investment services, Lincoln is uniquely positioned to tailor life insurance policies to fit the larger economic goals of its clients.

Lincoln Financial Group

Established in London, England, Legal and General has a history that dates back nearly two centuries. By the mid-1900s, the company had expanded into the United States, where it continues to own and operate multiple insurance brands.
Today, Legal and General provides both term life and universal life insurance that is underwritten and issued by William Penn in the state of NY, and Banner Life Insurance in all other states. In an effort to make life insurance available to families of all income levels, Legal and General has term life polices that cost as little as $7 per month. Term life clients can personalize and augment their basic term life coverage with a range of targeted riders. Valid for the full life of the holder, Legal and General’s universal life policies come with guaranteed returns and adjustable death benefits. 
Legal and General stresses the supreme importance of delivering swift and accurate payment on all policies, allowing beneficiaries to file a claim by filling out a convenient and secure form online and promising to process all approved claims in a single business day.

Legal and General

Rooted in the core values of “people, accountability, customer focus, integrity, financial strength, innovation, and community,” Pacific Life has been providing quality life insurance for more than 150 years. In terms of financial stability, it currently holds a “superior” A+ rating through AM Best, an “excellent” Aa3 rating through Moody’s Investors Service, and a “very strong” AA- rating through Standard &amp; Poors. 
Pacific Life’s exhaustive list of life insurance products include term, variable, indexed, and universal coverage options.
Through its diverse array of products, Pacific Life strives to meet the life insurance wants and needs of virtually any family no matter how severe their budgetary restrictions happen to be and how long they might need protective coverage.

Pacific Life

When Mutual of Omaha first went into business in 1909, it was only authorized to issue health and accident insurance within its home state of Nebraska. In 1920, it expanded operations to sell insurance in 15 states, and in 1926, it incorporated the United Benefit Life Insurance Company to begin selling a variety of group and individual life insurance, pension, and annuity products. By 1940, Mutual of Omaha was licensed to operate as a life insurance provider throughout the United States and many of its territories.

Mutual of Omaha

The origins of Transamerica date back to 1904, when founder Amadeo Giannini established the Bank of Italy in a refurbished San Francisco saloon. In the wake of the devastating California earthquake of 1906, Giannini helped San Francisco residents rebuild by offering handshake loans on a makeshift bank desk on the city’s docks. 
After acquiring the Occidental Life Insurance Company in 1930, the Bank of Italy consolidated into the newly formed Transamerica holding company and began issuing life insurance policies with a focus on helping ordinary people achieve solid financial security. When the Bank Holding Company Act of 1956 forced Transamerica to choose between investment banking and insurance provision, Transamerica surprised the financial industry by abandoning its banking roots. 
The modern Transamerica provides a wide range of term life, whole life, and index universal life insurance. To help people cover their own end-of-life costs without burdening their loved ones, it also offers unique Final Expense Solutions life insurance. Beyond its extensive line of products for US citizens, Transamerica issues specialized life insurance policies for foreign nationals who regularly visit, own property, or do business in America.

Carriers | Zander Insurance Group

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Lincoln Financial Group

Legal and General

Pacific Life

Mutual of Omaha

Transamerica

Progressive