How Do I Find the Best Rates on Home Insurance?

Congratulations! You’ve found the perfect property, and you’re well on your way to becoming a homeowner. Shopping for homeowner’s insurance doesn’t need to be a hassle, but when you go from company to company looking for the best rate, it can be frustrating and time consuming and leave you thinking, “Why can’t I just deal with one person whose sole interest is finding me the best rate possible?”
Zander Insurance – and other independent agencies across the country – represent numerous insurance providers and can help you shop around for the best coverage, at the best cost for you. Agents who work for companies like State Farm, Allstate, Farmers, Nationwide are called direct writers, and because they only represent one company, they’re limited in the pricing and coverage they offer. You can find a local independent insurance agency by checking with the Independent Insurance Agents association in your state or through a quick Google search.
Reviewed by Jeff Zander, CIC, CEO
Certified Insurance Counselor with more than 40 years of insurance industry experience
Jeff Zander is the fourth-generation CEO of Zander Insurance and a Certified Insurance Counselor with more than 40 years of insurance industry experience. Before joining Zander Insurance in 1986, he worked for Northwestern Mutual and Progressive Insurance. Throughout his career, he has provided counsel and guidance across multiple areas of insurance, including life insurance, disability insurance, home and auto insurance, business insurance, employee benefits, identity theft protection, and the operations of a national independent agency.
Under his leadership, Zander Insurance has earned numerous industry, carrier and workplace awards, including recognition as a Big “I” Best Practices Agency by the Independent Insurance Agents & Brokers of America and Reagan Consulting, and as a Nashville Business Journal Best Place to Work.