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Term Life
vs.
Cash Value
Plans

"Use Zander's online quoting system to search for the most competitive term life insurance plans available. Remember most people with families need 8 to 10 times their income in coverage and I recommend the 20 and 30 year guaranteed level plans. Stay away from Cash Value or Return of Premium plans that waste your money. Zander only deals with top notch insurance companies and has great rates... even for those with pre-existing conditions. Call them at 800.356.4282 with any questions. They are there to help."
- DAVE RAMSEY

Term Life Insurance: Insurance Definitions