Tips On How To Avoid Storm Fraud | Zander Insurance

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Home Insurance

Storm-Related Fraud and How to Avoid It

storm fraud

There are always people who will prey on the vulnerable, and natural disasters are no exception. Here are some tips on how to avoid being taken advantage of by storm fraud and contractors in the aftermath of it:

Choose reputable contractors.

Opportunists may show up at your doorstep unannounced (red flag). It’s important to be cautious and select a professional who is known to your community. Online reviews are an easy way to get an idea of who has done work in your area. Most companies will not reimburse you for faulty workmanship, which could drastically lower the value of your home or building.

Remain vigilant.

Ask to see their contract (and take the time to review it and compare it to others online) and their proof of insurance. This is easy to request, and if they are legitimate, easy for them to provide. If subcontractors will be working on the job as well, they need to have the same coverage.

Avoid cash payments.

It’s easier to file a claim against a fraudulent contractor if there’s a money trail. If someone insists on cash payments, be wary. That is a tactic crooks use to disappear (with your cash!) without a trace, leaving necessary repairs unfinished.

Some other red flags to watch out for are contractors who give low prices due to having left over materials, those without a fixed address, can’t provide references, or ask for 10% or more of the estimated cost upfront.

If you have any questions or need help filing a claim, please reach out to us – we are here to help: 800-356-4282.

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