Have questions or need help?

Call us toll free 800-356-4282 or email at info@zanderins.com.

Learn More About

Term Life
vs.
Cash Value
Plans

"Use Zander's online quoting system to search for the most competitive term life insurance plans available. Remember most people with families need 8 to 10 times their income in coverage and I recommend the 20 and 30 year guaranteed level plans. Stay away from Cash Value or Return of Premium plans that waste your money. Zander only deals with top notch insurance companies and has great rates... even for those with pre-existing conditions. Call them at 800.356.4282 with any questions. They are there to help."
- DAVE RAMSEY

Term Life Insurance: Tobacco Use

Zander maintains an array of life insurance plans that offer numerous options for tobacco users. Our programs can save you money based on the type of tobacco used and it's frequency of use. We have companies that offer lower “preferred” rates for smokers and special programs with “non-smoker” rates for cigar, pipe and smokeless tobacco use. Many of our competitors simply treat all tobacco users the same eliminating any potential savings but we have companies that offer competitive preferred tobacco. Call 800-356-4282 to request a proposal to compare rates.