"Identity Theft Statistics are spinning out of control. Your personal information is on file everywhere and thieves are stealing it to not only establish credit, but they use it for employment, insurance, benefits and social security fraud. It’s crucial to have a thorough protection plan that helps minimize your risk, and takes over all the time consuming work if you do become a victim. Other programs offering credit monitoring and fraud alerts only deal with part of the problem. I worked with Zander Insurance to help make sure their program was the most comprehensive and affordable plan available. That’s why I bought it for my family, my team members and recommend it for all my listeners and their families."
- DAVE RAMSEY

Identity Theft: How Do We Compare?

  Zander Insurance
"Identity Safeguards Plan"		 Company A Company B Company C
Cost
Per Individual
$6.50 Per Mo
$72 Per Yr
$9.99 - $19.99 Per Mo
$12.99 Per Mo
$10 Enroll Fee
$9 per month / $99 per year
Per Family
$12.50 Per Mo
$140 Per Yr
(all eligible dependents protected)
N/A
N/A
Family of 4: $243 per year or $18 per month + $22.50 per child.
Prevention        
Risk Assesment Test
YES
NO
NO
NO
Newsletter
YES
YES
NO
YES
Fraud/Scam Alerts
YES
NO
NO
NO
Credit Monitoring
Email notification links to annualcreditreport.com
YES
YES
NO
Use of Personal Information
NO
YES
YES
YES
Recovery
Fully Managed Recovery
YES
NO
YES
YES
Recovery Limit
No Limit
Not Applicable
Not Applicable
$1,000,000 limited to defect in their service
Discovery Period
Anytime During Membership
NO
Will not cover prior to enrollment date
Will not cover prior to enrollment date
Case Management
36 Month Case Management
No Follow-up
1 year
6 months
Dependent Coverage
YES
NO
NO
Up to 16 years old
Family Fraud
IDS Covers Family Fraud
NO
NO
NO
Reimbursement
AIG Insurance
(Rated A++ Superior)
Up to $20,000 with NO deductible
NO
NO
NO
Lost Wages
$5,000 per week
NO
NO
NO
Notification Period
Within 90 days of event discovery
N/A
N/A
Within 30 days of event
Self Employed Coverage
YES
YES
YES
YES
Family Fraud
YES
NO
NO
NO
Dependent Coverage
YES
NO
NO
Purchased Separately
The materials and information in this site are provided "as is" and without warranties of any kind either expressed or implied. Compiled 3/20/07.

 

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